Services
Medicare Plans
What is Medicare?
Medicare is health insurance for people aged 65 or older, people under age 65 with certain disabilities, and-or people of any age with End-Stage Renal Disease, or ESRD (permanent).
Medicare consist of multiple parts for coverage.
Part- A Hospital Insurance - helps cover hospital, skilled nursing facility, hospice and home healthcare.
Part-B Medical Insurance – Helps cover doctor’s services, outpatient and home health. Also helps cover some preventive services to help maintain your health.
Part- C Medicare Advantage Plus – A health coverage option run by private insurance companies approved by and contracted with Medicare. Includes Part A, B and usually other coverage like prescription drugs.
Part-D Medication Prescription drug coverage- A health coverage option run by private insurance companies, approved by and under contract with Medicare.
We can help you to understand all your options.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare .gov or 1-800-MEDICARE to get information on all options.
Affordable Health Coverage
Not Medicare eligible yet, No problem! Helping you understand, Compare and Choose Health Coverage is our speciality. Coverage policies addresses where Americans get health coverage, how it is paid for, and what it covers, while policies related to underlying cost seek to reduce overall health care spending by lowering either the price or utilization of health care. No one should have the added stress of no health care coverage, get help and guidance online or over the phone. Choose the type of health coverage that fits you and your unique situation. Elite Choice Agency can help.
Life Insurance
Life Insurance is a sum payment either on the death of the insured person, or after a set period. There are many types of life insurance and solutions. Understanding your goals will help us find the right Life Insurance plan for you.
Dental Plans
Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays. Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body. Let us help you find the plan right 4 you.
Final Expense
Final expense is a Simplified Issued Whole life insurance Policy. Geared toward the 65 and older marketplace with smaller face amounts typically $5,000 to $25,000. These types of policies are not fully underwritten but rather quick issue with no parameds or aps’. True guarantee issue plans are available. Final expense plans that will help cover your final expenses. Final expense can be a hard topic of conversation, however one that needs to take place in every family. Let us help you get ready for your final expense.
Hospital Indemnity
What is Hospital Indemnity Policy?
A plan that will make Payments for hospitalization. Pays in addition to any other insurance. May plug any coverage gaps you have from your health policy. Hospital Indemnity will help limit out of pocket cost.
Annuities
What are Annuities?
Annuities are insurance contracts in which the company promises to pay a stream of income, either now or sometime in the future. Annuities can give clients the stability they are looking for during their retirement years. Annuity benefits include protection of principal from market volatility, fixed interest growth, tax deferral, and a predictable guaranteed lifetime stream of income. Are you ready for retirement? Let us help you plan for a brighter tomorrow.
Cancer or Critical Illness Policies
A cancer policy or critical illness policy is designed to fill in the financial gaps when benefits stop being paid, or expenses are not covered under a basic health insurance policy. Let us help you plan for the unexpected.